⚖️Side-by-Side Comparison

Brex vs OnPay: Which is Better in 2026?

We've compared 2 tools across pricing, features, ratings, and reviews to help you make an informed decision. No paid placements — just facts.

Compare different tools →
Feature
Brex logo
Brex

Productivity & Automation

OnPay logo
OnPay

HR & Recruiting

RatingNo reviews yetNo reviews yet
PricingFree

as of Sep 8, 2026

  • OnPay:$49/mo

as of Sep 18, 2026

Pricing ModelContact SalesFree Trial
Free Plan
Free Trial30 days
API Available
VerifiedVerified
Founded2017—
HQSan Francisco, CA—
Team Size1000+Small Business
Platforms
WebiOSAndroid
—
Top Integrations
ERP integrationsNavan
QuickBooks OnlineQuickBooks DesktopXeroWhen I Work+1 more
Key Features
  • Corporate cards
  • Expense management
  • Travel
  • Bill pay
  • Banking and treasury
  • +3 more
  • Automated Tax Payments
  • Unlimited Pay Runs
  • Benefits and HR in 50 States
  • Employee Self-Onboarding
  • Pay by Direct Deposit
  • +7 more
Description

Brex is the all-in-one spend management platform for startups and enterprises. Get corporate cards with no personal guarantee, expense tracking, bill pay, and a high-yield cash account — all with deep integrations into your ERP and accounting tools.

OnPay is a cloud-based, full-service payroll platform that runs pay, files and pays federal/state/local taxes automatically, and adds built-in HR and benefits administration in one system. It's aimed at small businesses and startups that want unlimited pay runs for W-2 employees and 1099 contractors at a flat, transparent price. Its main differentiator is affordable, all-inclusive pricing (every feature is included in a single plan) backed by hands-on payroll and tax support.