⚖️Side-by-Side Comparison

Razorpay vs Stripe: Which is Better in 2026?

We've compared 2 tools across pricing, features, ratings, and reviews to help you make an informed decision. No paid placements — just facts.

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Feature
Razorpay logo
Razorpay

FinTech

Stripe logo
Stripe

FinTech

RatingNo reviews yetNo reviews yet
Pricing2% per transaction

as of Sep 25, 2026

  • Pro Plan:₹0.95 per 1,000 units/mo

as of Oct 3, 2026

Pricing ModelFreePaid
Free Plan
Free Trial
API Available
VerifiedVerified
Founded20142010
HQBangalore, IndiaSan Francisco, CA
Team Size500+1000+
Platforms
WebiOSAndroid
Web
Top Integrations
Apple PayGoogle Payn8nReplit+2 more
ShopifyWooCommerceSlackSalesforce
Key Features
  • Payment Gateway
  • Payment Button
  • Payment Links
  • Razorpay POS
  • Payment Pages
  • +19 more
  • Payments
  • Billing
  • Card Issuing
  • Agentic Commerce
  • Money Movement
  • +8 more
Description

Razorpay is a payment gateway solution for Indian businesses that enables them to accept, process, and disburse payments via multiple methods including credit cards, debit cards, net banking, UPI, and popular wallets. It offers a developer-friendly API, robust dashboard, and a suite of products for payments, banking, lending, and payroll.

Stripe is the technology platform powering payments for millions of businesses, from startups to Fortune 500. With APIs for payments, subscriptions, marketplaces, and global commerce, Stripe is the financial infrastructure for the internet.